Mortgage complaint trends
Compliance doesn’t prevent all consumer complaints, but it goes a long way toward happier customers and borrowers — and better business for MLOs.
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Nonperformance Excused by Tardy Delivery
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Denial of Credit — RPI Form 219
Derogatory Credit Explanation Letter — RPI Form 217-2
Notice to Home Loan Applicant — Credit Score Usage — RPI Form 217-1
Credit Score Disclosure Exception Notice — RPI Form 217
Credit Application — Individual — RPI Form 302
DRE Bulletin Digest: Winter 2026
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